Call now Menu
Law Offices of
Cliff EntenPersonal Injury Attorney

Injured? Let’s talk about it...

303-952-0703

Free Consultations | Se Habla Español

Uninsured and underinsured auto insurance in Colorado

Even the most minor automobile accident can put a wrinkle in a Colorado driver’s day. Beyond just the hassle at the scene and time of a crash, challenges can grow quickly when it is discovered that the at-fault driver does not have insurance. Even if the driver responsible for the wreck is insured, if the level of coverage carried is not sufficient to take care of any damages or costs, more problems will surface. What can a person do in these circumstances?

The exact steps to be taken if involved in an accident with an uninsured or underinsured motorist will depend on the specific circumstances at the time. However, some pre-planning can go a long way toward helping when these situations arise. This may include people reviewing their own insurance coverages to see how well they are protected against an uninsured or underinsured motorist crash.

As explained by Nerd Wallet, uninsured motorist insurance is designed to provide you with insurance if you are hit by someone who has absolutely no insurance coverage at all. If, however, you are hit by someone who has insurance but their levels of coverage are less than the total amount of damages you experience, that driver is said to be underinsured. In these instances, underinsured motorist coverage could help you out.

Wallet Hub explains that the Insurance Research Council data from 2012 estimated that over 16 percent of drivers in Colorado did not have insurance. That leaves a lot of potential for uninsured motorist claims. However, it is also important to note that sometimes, the collision or medical payments coverage on a policy can provide payments to a driver even if uninsured and underinsured coverage is not carried.

No Comments

Leave a comment
Comment Information

Discover why over 50% of our clients are referrals from former clients.

Experience the ENTEN LAW difference.

Professional Affiliations

ABA American Bar Association American Association For Justice trouble shooter com ctla colorado Trial Lawyers Association Featured on The Law . TV Personal Injury

CONTACT THE MAIN OFFICE

Law Offices of Cliff Enten | 50 S. Steele St. Suite 875 | Denver, CO 80209 | Denver Law Office Map
Local: 303-952-0703 | Fax: 303-333-9359

By Appointment Only
1155 Kelly Johnson Blvd.
Suite 111
Colorado Springs, CO 80920
Map & Directions

By Appointment Only
121 S. Tejon St.
Suite 1107
Colorado Springs, CO 80903
Map & Directions

By Appointment Only
2 N. Cascade Ave.
Colorado Springs, CO
80903
Map & Directions

By Appointment Only
155 E. Boardwalk Dr.
Suite 400
Fort Collins, CO 80525
Map & Directions