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December 2016 Archives

Understanding uninsured and underinsured insurance

Colorado residents who want to make sure that they are adequately protected in the event of an accident should take the time to have an understanding of all types of automotive insurance available to them. This includes not just standard liability, collision or comprehensive coverages but also uninsured motorist coverage and underinsured motorist coverage. While the names of these two options are similar, they are distinctly different.

What auto insurance is required in Colorado?

If you are like many Colorado residents, you may often wonder just what types and how much automobile insurance you really need. To some extent, your insurance requirements can be influenced by your personal financial situation and your ability to pay for damages or medical costs if an accident happens. There are also laws that mandate certain levels of coverage that you must carry at a minimum. Just what are these requirements?

Can seat belts be a safety hazard?

Disputing the safety of seat belts is a tall claim, but an Ohio professor sees room for improvement. The belts saved an estimated 14,000 lives in 2015, but they also caused collateral damage in their restraints. The problem isn't that seat belts are unsafe, per se, it's that they are built for the average 40-year-old man.

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