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Will workers’ comp cover a work-related car accident?

Whether a short one or a long one, most workers will get in their cars and begin their commute either to or from work. While many people will count this time as part of their workday, it is not often considered an extension of their work. Because of this, accidents that occur on the drive to or from work are often considered part of the employee's time and fall under the "coming-and-going" rule removing the responsibility of the company and typically your rights under worker's compensation.

Accidents caused by ‘Acts of God’

Sometimes, the best way to explain the cause of a motor vehicle accident is to say that it was an Act of God. This sounds like a declaration that would be beamed down from the sky in a booming voice thundering from the clouds, but it's actually a commonly used phrase in the insurance industry. An Act of God is considered to be an event which would not have been predicted or prevented, and that did not involve human activity or decision-making. 

Road debris accidents

People often blame car accidents on distracted or negligent drivers who make poor decisions that end up causing a collision, but the reality is that accidents can be caused by a wide variety of reasons. In fact, road debris is a leading cause — particularly in Colorado where rock slides on mountain roads can leave unexpected debris around every blind curve or on the other side of every tunnel.  

Denver’s Most Dangerous Intersections

Oftentimes, drivers assume that the most dangerous place to be on the roads is on the highways — where speed limits are higher and drivers can be easily distracted or tempted to drive recklessly. The fact of the matter is, however, that some of the most dangerous spots on the roads in Denver is not along the busy highways, but actually in the intersections. Despite the fact that traffic is moving slower and drivers are expecting traffic lights to change frequently, these intersections are where many of the most serious motor vehicle accidents occur.

Serious Injuries From Rear-End Collisions

There's a common misconception surrounding rear-end collisions. Most people think that these seemingly minor accidents are no big deal — that everyone walks away from the fender bender with a bit of whiplash and a car that has been scraped or dented. While the damage to a vehicle in a rear-end collision may not be significant, the injuries that result from these accidents can actually be quite severe. 

Loose objects become flying objects in car accidents

Safety is a primary concern with drivers and often time one of the primary features we look at when choosing a vehicle is the safety features that are provided to not only protect you from an accident but provide you with warnings to prevent collisions with other vehicles, pedestrians, or objects, such as backup cameras and collision warning systems.

New workers entering the workforce means more injuries on the job

There's plenty of good news for workers in Colorado. Across the country, unemployment rates are falling, and Colorado now ranks 9th in the country for the states with the lowest unemployment rates. In February 2018, the Bureau of Labor Statistics reported that the unemployment rate in the state was 3 percent — which means that many people who want jobs are able to get them. 

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