If you are like most people in Colorado, you pay for and carry current insurance on any motor vehicle that you own or lease. You may do this because you know it is legally required and because you know it is the smart and right thing to do. Auto insurance protects you, anyone in your vehicles and any other person who may ever be involved in an accident with you. Sadly, not everyone in Colorado is quite as responsible.
The Insurance Research Council statistics show that the state of Colorado seems to have a bigger problem with uninsured motorists than the rest of the country. While nationally it is estimated that 12.6 percent of drivers fail to have insurance, 16.2 percent of drivers in Colorado are uninsured.
The Rocky Mountain Insurance Information Association indicates that if a driver in Colorado is found to be operating a vehicle without insurance, they may not only have points added to their record but they may have to pay fines and even lose the right to drive for some time. The amount of the fine and suspension period may increase with each subsequent offense. A driver may also be required to perform community service. Additionally, once insured again, these drivers may have to file special forms called SR22s with the Department of Motor Vehicles.
If you would like to learn more about the state's automotive insurance requirements and what may happen to a driver who fails to carry insurance, please feel free to visit the uninsured motorist page of our Colorado personal injury and accident website.
No Comments
Leave a comment